Happy HR, Happier CFO.

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  1. Employers generate roughly $850 per employee per year in additional cash flow via reduced payroll tax.

  2. Take-home pay increases by $500-$900 per employee per year through reduced payroll taxes.

  3. Employees gain supplemental healthcare benefits at no net cost.

With our fully insured and compliant Section 125 supplemental health care platform: 

Calculate Your Estimated Annual Savings

See how much your company can save with our program.

Estimated Annual Savings

$0

Savings estimates are based on IRS-approved pre-tax Section 125 benefits and assume an average savings of $850 per employee per year. Actual savings may vary based on workforce composition, salary distribution, and payroll tax rates.

Section 125 allows certain benefits to be offered with pre-tax dollars. If you qualify, employees pay less in taxes, and the company may also reduce payroll taxes.

Reduce costs

See if you qualify

Ready to pay less?

Our program sits next to your current health plan (it does not replace it). We set up the right documents and payroll steps.


Details can change by state and payroll system, so we confirm everything with your payroll team/CPA. This is information, not legal or tax advice.

How it Works

Your team provides BeneFlex with a detailed payroll export


BeneFlex then provides a comprehensive proposal, outlining:

  1. The precise impact to each employee’s paycheck, average of $500-$700 gain for each employee each year

  2. Your precise financial gain, average of $850 per employee, per year, in additional cash flow


Seamless Integration

We work with directly with your HR and Payroll teams to ensure a smooth, fully supported rollout. No disruption, no confusion. 

Health Benefits

    • Telemedicine (24/7 Access to doctors, nurses, and psychiatrists)

    • $0 Cost Prescriptions (Comprehensive formulary of 1,000+ $0 Cost Drugs)

    • Zig Ziglar Life Coaching (6 sessions per year)

    • Virtual Veterinary Care (For employees with pets at home)

    • HIPAA, ERISA, & IRS Compliant

    • We handle all the work: enrollment, implementation, and management of the plan, so you are not burdened with any tasks

Financial Benefits

    • $0 Out-of-Pocket Costs

    • Extra Benefits & More Pay means a boost to Employee Retention & Morale

    • Increased Take-Home Pay (Average of $500/year increase per employee)

    • $0 Copays

    • Absolutely no changes to any existing health care plans (BeneFlex plan layers on top of any existing plans)

    • $0 Out-of-Pocket Costs

    • Payroll Tax Savings (Average of $850

      per employee, per year)

    • Example: 200 Employee Company will save roughly $170,000 per year

Learn more

The only solution that will make your
HR happy, and your CFO even happier.

✔️ Get a Free Proposal

Determine your precise annual increase to cash flow.
No cost. No obligation.